Attention homeowners in Mishawka and St Joseph County: Get an Appraisal today!
See the top reasons IN homeowners call on Appraise It, LLC.:
Need help determining the price of your house in or near Mishawka, IN?
At Appraise It, LLC., we understand the individual needs of a homeowner after appraisal services. Our regular business clients are used to the appraisal process and the standard "products" we deliver to them. Being a regular homeowner that ordinarily doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Appraise It, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We are qualified in helping homeowners just like you do away with unwanted and unneeded PMI insurance.
Challenging property tax assessments
Lets say you live in a region that's declining -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An appraisal from Appraise It, LLC. is your #1 weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Appraise It, LLC. can help you reinstate your home equity line of credit with efficient appraisal.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for precision? An appraiser from Appraise It, LLC. can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.